Express Mortgage

HAVE YOU CHOSEN YOUR HOME?

The best mortgage for you.Processed in 24h.

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Express Mortgage, by aFinance

We analyze your profile, select the most suitable bank and negotiate the best conditions so you can sign your mortgage in less than a month!

UP TO

100%

Financing in your mortgage. The highest market coverage.

Automated and secure document collection

Tesorería General de la Seguridad Social

Express process in 5 steps

Complete your request in 2 minutes

Securely upload your documentation

We help you obtain official documents at the moment and at no cost

We assess financing and coverage viability

We negotiate and get the best mortgage for you

WITHOUTEXPRESS MORTGAGE

2 MONTHS

WITHEXPRESS MORTGAGE

LESS THAN 1 MONTH

Young smiling couple after getting their 100 percent mortgage approved by aFinance

Stories with proper names

Request your study

Fill in the form and we will send you a totally free pre-assessment

Jessica Bonilla T.

3 reviews

"The platform is amazing. In 2 minutes I had everything uploaded and they were already reviewing my case. I felt from the first moment that someone was taking care of everything for me. Super comfortable. Thanks team!"

Lucas Martin

4 reviews

"Everything very simple and safe. In less than 5 minutes we uploaded the documents and instantly we had the answer for our pre-assessment. Exceptional treatment and speed, THANKS!"

Maria Noris

3 reviews

"I was afraid but not at all. Everything super fast, from uploading the documentation to having answers. With their PLATFORM in seconds everything reaches them. 100% trustworthy!"

Carlota Ruiz G.

2 reviews

"We were surprised how quickly they prepared our pre-assessment after uploading the documentation to their platform. Professional and close, as promised. I recommend the team 100%!!!"

Neus Alba Collado

Local Guide · 19 reviews

"Everything fluid from the beginning with the team I personally had. You upload your documents (I didn't even have them and they take them automatically with their platform. FAST!). I will recommend them."

Jaime B. P.

3 reviews

"What surprised me most was how easy it was to start. From your mobile you upload everything in no time. They take a huge weight off your shoulders. A SUPER INTUITIVE platform!! 100% recommended AFINANCE."

Dalia J.

5 reviews

"Intuitive platform, fast management and attentive team. Uploading documents had never been so easy and having the pre-assessment on the same day gave us huge peace of mind."

Alberto Bendita

2 reviews

"Just yesterday I signed my mortgage with Maria. It's all digital and it's much appreciated since with work you don't have hours in the day. You upload the documentation and they start working on it right away. Recommended!!"

CRITERIA

We analyze each case in depth to identify the most suitable option according to your profile and the market timing, focusing on real feasibility.

EXPERIENCE

More than 20 years in the sector allow us to anticipate scenarios and make precise decisions, even in complex operations or tight deadlines.

ACCESS

Our volume of operations and relationship with entities gives us access to better conditions and allows us to negotiate more effectively in each case.

Latest Express mortgages achieved

CLOSING IN:

7 Days

COVERAGE:

100%

RATE:

2.3 Fixed

CLOSING IN:

2 Weeks

COVERAGE:

90%

RATE:

1.95 Fixed

CLOSING IN:

16 Days

COVERAGE:

100% + Costs

CLOSING IN:

7 Days

COVERAGE:

100%

Key questions solved

Real questions on timing, requirements and financing so you can decide with confidence.

How long does Express Mortgage take to provide an initial assessment?

With Express Mortgage, we provide an initial assessment in less than 24 hours after receiving all the documentation.

How long does it take to submit my application to the bank?

Once we confirm the assessment, we contact you and send your application to the bank immediately. The process is practically simultaneous, so there are no waits between validation and submission.

Can I get up to 100% financing?

Yes, it is possible to get up to 100% financing. With the documentation you provide, we analyze and structure your case to highlight your strengths and maximize the options of achieving it, always in a personalized way.

What documents do I need to start?

You only need to provide basic documentation (ID, income, and employment status) to start the analysis.

Can I apply if I am self-employed?

Yes, you can apply for your express mortgage being self-employed, provided you can prove income and stability in your activity. We analyze your case to adapt the operation and maximize your approval options.

Can I start the process if I haven't chosen a home yet?

Yes, you can start the process even if you haven't chosen a home yet. Click here to start your application and know your financing capacity. In addition, we have a personal shopper service that accompanies you in the search for a home to help you make the best decision.

Does Express Mortgage also negotiate interest rates and conditions?

Yes. We don't just manage timelines: we negotiate rates, bindings, commissions, and structure to improve the total cost.

How much does the initial study cost?

The initial study is free. We analyze your case and give you clarity before you make any commitment.

Do you work only in Barcelona or throughout Spain?

We work throughout Spain. We can manage your mortgage wherever you are, with a digital process and expert guidance throughout the entire cycle of the operation.

What if my profile is not viable now?

If your profile is not viable at this moment, we explain why and what you can improve to get financing later. We guide you with the next steps so you can try again with greater guarantees.